🎸 Austin, TX

Mortgage Calculator Austin

Estimate your Austin monthly mortgage payment — including Texas property tax, insurance & more

$520K+

Avg Home Price

6.67%

Current Austin Rate

2.22%

TX Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (TX)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 Austin is Texas's tech capital — home to Apple, Tesla, Google & Dell headquarters — which has driven home prices up 40%+ since 2020. Texas has no state income tax but Travis County property taxes average 2.22%. Austin's booming job market makes it one of the top cities for young homebuyers in 2026, but act fast — inventory remains tight.