🦀 Baltimore, MD

Mortgage Calculator Baltimore

Estimate your Baltimore monthly mortgage payment — including Maryland property tax, insurance & more

$310K+

Avg Home Price

6.75%

Current Baltimore Rate

1.20%

MD Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (MD)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 Baltimore offers some of the most affordable home prices in the entire Mid-Atlantic region — significantly cheaper than nearby Washington DC. Maryland charges a 0.5% state transfer tax plus a 0.25% recordation tax on home purchases. Baltimore is home to Johns Hopkins University and Hospital, Under Armour HQ and a growing biotech sector. Maryland also offers the Maryland Mortgage Program (MMP) with down payment assistance for first-time buyers.