🍇 Fresno, CA

Mortgage Calculator Fresno

Estimate your Fresno monthly mortgage payment — including California property tax, insurance & more

$360K+

Avg Home Price

6.77%

Current Fresno Rate

1.25%

CA Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (CA)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 Fresno is the most affordable major city in California — offering home prices well below LA, San Diego and San Francisco while benefiting from California's Prop 13 property tax cap of 1.25%. Located in the heart of the Central Valley, Fresno is the agricultural capital of the US — producing over $8 billion in crops annually. Fresno State University and a growing healthcare sector provide stable employment. For California buyers, the CalHFA first-time homebuyer program offers down payment assistance and below-market interest rates.