🤠 Houston, TX

Mortgage Calculator Houston

Estimate your Houston monthly mortgage payment — including Texas property tax, insurance & more

$310K+

Avg Home Price

6.60%

Current Houston Rate

2.23%

TX Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (TX)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 Texas has no state income tax but one of the highest property tax rates in the US at avg 2.23%. Houston is also in a high-risk flood zone — flood insurance is strongly recommended and may add $100–$300/mo. Consult a local mortgage advisor for full details.