🔔 Philadelphia, PA

Mortgage Calculator Philadelphia

Estimate your Philadelphia monthly mortgage payment — including Pennsylvania property tax, insurance & more

$280K+

Avg Home Price

6.77%

Current Philly Rate

1.58%

PA Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (PA)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 Philadelphia has an additional 3.278% city wage tax for residents — one of the highest in the US — which impacts overall housing affordability. PA also charges a 1% realty transfer tax on home purchases. However, Philadelphia offers some of the most affordable home prices among major Northeast cities, making it attractive for first-time buyers.