🌊 San Diego, CA

Mortgage Calculator San Diego CA

Estimate your San Diego monthly mortgage payment — including California property tax, insurance & more

$850K+

Avg Home Price

6.90%

Current SD Rate

1.25%

CA Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (CA)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 San Diego is one of the most desirable — and expensive — housing markets in the US. California's Prop 13 caps property tax at 1% base rate with local add-ons averaging 1.25%. Most San Diego homes qualify as jumbo loans (over $766,550), which may require a larger down payment and slightly higher rates. Strong military presence and year-round sunshine keep demand consistently high.