🌉 San Francisco, CA

Mortgage Calculator San Francisco

Estimate your San Francisco monthly mortgage payment — including California property tax, insurance & more

$1.2M+

Avg Home Price

6.95%

Current SF Rate

1.25%

CA Property Tax

Home Price ($)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

Property Tax (%)

Home Insurance ($/yr)

PMI ($/month)

HOA Fee ($/month)

Other Monthly ($)

Monthly Payment

$0.00

Principal & Interest$0.00

Property Tax (CA)$0.00

Home Insurance$0.00

PMI$0.00

HOA Fee$0.00

Other Costs$0.00

💡 San Francisco is the most expensive housing market in the US with a median home price over $1.2M. Almost all SF homes qualify as jumbo loans (above $766,550) requiring stricter lending criteria and larger down payments. California's Prop 13 caps property tax at 1% base rate. SF's world-class tech economy — home to Salesforce, Twitter/X, Uber & Airbnb — sustains relentless housing demand despite high costs.